Last week I took a class hoping to gain additional knowledge to assist my clients with getting into a position to be able to purchase a home. And it worked. I learned A LOT!
I will just touch on the highlights here.
First, with so many people struggling right now it was interesting to learn the following…how …

I thought I would share some thoughts on where we are with sales and pending sales here in the Metro Phoenix Area…according to stats available to Realtors via the MLS (Multiple Listing System).
We are very blessed to have a SUPER BRAIN named Mike Orr provide us with the Cromford Report…a daily market insight into the …

There is wide speculation that the housing market still has another “bubble” that has not yet burst. I can argue both sides of this as I do not think ANYONE really knows what will happen. But we can possibly predict when things will begin to happen to some degree.
What do I mean by that? Well…there …

Many folks are facing financial difficulties be they they short or long term. If that is YOU…you should start exploring your options TODAY!
Even if you haven’t yet missed a mortgage payment, but are worried you might fall behind soon, now’s the time to start t learning about your options. You may be eligible to refinance …

I have many folks who are “on the fence” right now and can not seem to make the decision to move forward and purchase a home. I understand why! The market has been so different than anything we have ever experienced…no one knows exactly what to think.
But here are a few reasons why it’s a …

Well…let’s start by defining what HAFA means. It stands for Home Affordable Foreclosure Alternative Programs. It is basically divided into four separate programs.
1. Home Affordable Refinancing Option (I am not addressing this option in this post as most folks in our market exceed this requirement… “The amount you owe on your first lien mortgage does …

How do you express that it is not logical to think logically? And why would you even try to do such a thing? Well…let me tell you. When you are an agent in the Phoenix market and you are trying to explain the “short sale process” to your clients all logic is lost!
I just spent …

How do you express that it is not logical to think logically? And why would you even try to do such a thing? Well…let me tell you. When you are an agent in the Phoenix market and you are trying to explain the “short sale process” to your clients all logic is lost!
I just spent …

The program was seemingly a success. First time home buyers entering into a contract prior to the end of April 2010 would receive up to an $8000 tax credit provided they close escrow by June 30,2010. Move up buyers were eligible for as much as $6500.
But now that the end of June is looming …

Ever since this “mortgage meltdown” many of us in the business have been of the mindset that the only TRUE loan modification program that would make a difference MUST include a  PRINCIPAL BALANCE REDUCTION!
This has now been proven to be true as a great number of loan modifications that have been granted in the last …