Clear clutter away from rooms, clutter make the rooms look smaller and of course the buyer will think that the rooms are small too. The kitchen counters should be clutter free also.  furniture that is not used put in storage.   Move your furniture around in your home, sometimes the dining room become the office.   Potential buyers need to see each room has a purpose.

Rent furniture or accessories to fill in empty spaces.  Most furniture will show wear  and tear you may want to rent some newer looking furniture, you can also rent accent pieces like vase, dishes and more.

About the program:

America’s Home Buyer Solution Gift Program is designed to provide eligible homebuyers a gift of up to 2.5% of the sales price to be applied towards the FHA down payment and/or allowable closing costs for the purchase of a home.

Targeted towards quality affordable housing, approved homebuyers can purchase a home for as little as 1% down payment. The program also allows for the remaining 1% down payment to be gifted from any FHA allowable source.

The program is offered exclusevely through The Lending Company, a Direct Endorsed US Housing and urban Development lender. There is no requirement for the gift to ever be repaid. It is offered in concert with an IRS approved 501(c)(3) non-profit organization.

This is not a seller-paid down-payment assistance program and the seller is not required to participate.

Program Benefits:

• The program provides up to a 2.5% gift to FHA qualified home buyers
• Remaining down payment is as low as 1% (as above, if market conditions allow, down payment from borrower may be as low as 1/2%)
• Seller can and is encouraged to contrbute towards the closing costs to further assist the homebuyer
• Income requirements match USDA Income Guides
• Competitive interest rates
• Flexible FHA approval guidelines
• Not limited to first-time homebuyers
• Standard FHA appraisal
• Owner Occupied purchase only
• 1 units allowed
• FHA approved condominiums allowed
• Loan limits match FHA guidelines for each county
• Minimum credit score of 640
• Successful credit restoration allowed
• Automated AUS/DU approve/eligible determination required
• FHA qualified Non-occupant co-borrower/co-signer allowed
• No prepayment penalties
• Must complete approved Home Buyer Counseling Course
• Must meet income guidelines for approval
  Call Jeff Thomas (602-610-4030 jthomas@thelendingco.com) with the Lending Company to see if you qualify for this great program, and then callTheBrooksteamaz.com to find your “Dream Home”.
  Stephen W. Brooks
  623-202-3833
  www.thebrooksteamaz.com
  https://www.facebook.com/pages/The-Brooks-Team-AZ-Realtors/178283375540777

GREAT HOME, GREAT NEIGHBORHOOD

• Priced at $699,000
• Built in 2005
• MLS #4514728

Turn-key ready is the best way to describe this meticulous home. This is the best lot in the neighborhood w/ open space on three sides and a resort like backyard that features a heated pool/spa, built-in bbq, outdoor kitchen, firepit and lush landscaping. Inside the upgrades are endless including slab granite, SS appls, travertine, custom paint, stacked-stone fireplace, in-wall surr. and spkrs, 12′ ceilings w/soffits and 8′ solid doors. Floorplan features split master, upstairs casita, and large 3 car garage w/epoxy floor. Nothing has been overlooked in this model perfect home.  DON’T MISS THIS ONE!

FEATURES:

• 4072 SQUARE FEET
• 5  BEDROOMS
• 4  BATHROOMS
• FAMILY ROOM
• FIREPLACE
• FORMAL LIVING/DINING ROOM
• TRAVERTINE STONE
• GRANITE COUNTERS
• STAINLESS STEEL APPLIANCES
• CASITA
• HEATED POOL/SPA
• PRIVATE BACKYARD OASIS
• OUTDOOR KITCHEN
• BUILT-IN BBQ
• MULTIPLE SEATING AREAS WITH FIREPIT
• COVERED PATIO
• 3 CAR GARAGE
• GATED COMMUNITY
• GREAT NEIGHBORHOOD

Contact me by email at vicki.botkin@exprealty.com or by phone 480-213-4880 to schedule your showing immediately! CLICK HERE TO VIEW HOME

All the equipment you need!

Click Here for more information

FOR ALL YOUR REAL ESTATE NEEDS CONTACT VICKI BOTKIN
480-213-4880
vicki.botkin@exprealty.com

You get a large pool-sized lot, a covered patio, a door into the garage from the side, front and rear hose bibs. All the options you might want are already included. I only mentioned some of them.

Oh, did I mention that they come with a Side by Side Refer, Washer/Dryer and a 40″ LCD TV?

So, $5,000.00 in incentives, An $8,000.  tax credit, Side by Side Refer, Washer/Dryer and a new Big Screen TV. Low move-in (less the rent) and low monthly payment, again less the rent. What are you waiting for? Homes ready to move into now.

Michael Manning

EXP Realty, LLC

602-738-8236

HouseMaster 480-345-8570

Ecospec Home Inspections 602-332-7132

Home inspection companies will generally do an overview of the home. Making sure things work such as appliances, toilets, hot water heaters, fixtures, HVAC units etc. They are not specialty contractors.If you wish to have specialty inspections performed such as roofing, pool, lead based paint, radon gas etc. you will need to contact a specialty inspection company and/or a specialty contractor to have these types of inspections performed. Again remember to make arrangements for these inspections immediately following your offer being accepted and that they have been completed within your inspection period. I have an additional list of contractors and inspectors that I can provide you with if you wish, feel free to contact me anytime.

Contact your lender if the transaction is being financed and let them know that you have an accepted offer. Your agent will be sending them a copy of the executed contract. Also provide your lender with your homeowners insurance agents contact info. ( I have included several numbers below of agents I have used in the past.)  Make sure your lender has all the documentation they need to complete your loan such as paystubs, tax returns, financial statements etc.

Contact your homeowner’s insurance agent and inform them that you have an accepted offer and that you will be in need of a homeowner’s insurance policy to be effective by the close of escrow date.

Ken Stephens Allstate 480-948-8817

Toni Allen Farmers 602.324.4668

Be on the look out for information from the title company. They will be sending you a packet to get some information from you. It will also determine how you will take title to the property. Additionally they will include wiring instructions for any funds that need to be brought in at close of escrow. Certified funds are also acceptable.

You will also want to contact the local utility companies about ten days to two weeks prior to close of escrow and make arrangements for the utilities to be turned on and/or transferred into your name.

Salt River Project Electric       602-236-1889

Arizona Public Service            https://www.aps.com/customer/ratewizard/start.asp

Southwest Gas                        877-862-6020

City of Phoenix Water            602-262-6251

Please contact me with any questions or comments:

Tim Broderick

602-741-0862

Buyers who have owned their current homes at least five years would be eligible for tax credits of up to $6,500. First-time homebuyers — or anyone who hasn’t owned a home in the last three years — would still get up to $8,000. To qualify, buyers in both groups have to sign a purchase agreement by April 30, 2010, and close by June 30.The credit would be phased out for individuals with annual incomes above $125,000 and for joint filers with incomes above $225,000. The newly purchased property must become the buyer’s primary residence. It can not be used for “vacation” homes.

Please do not hesitate to contact me with any questions you may have. I am here to help. I can be reached at 480 628 2967 or julie@phoenixpowersearch.com. I look forward to being of service.

http://www.google.com/hostednews/ap/article/ALeqM5hJJraNRE6DjWj2orF7SYJ12PADEAD9BPISHG0

One Monday morning not long ago my wife, Judy got a call from a lady asking if she was still looking for horse property. She had seen a blog that Judy had posted for a buyer client maybe as long as 2 months ago, seeking horse property. As she read further she saw we needed the property near Prescott. She was clearly disappointed and paused then started sharing her story. Needing to sell, on a vicious cycle of spending all her time working on her property, no time to spend with her children or grandchildren. She was worrying and afraid to let go. As Judy listened to her she said “I want to share with you where we are”. We used to make 6 figures and are now happy to have 40k. That it was very emotional to think of having to move out of our home and rent again but that if it is the will of God, that is what we want. That God gave us His business to run, that He had it all figured out for us. That God has it figured out for her too. She need not worry but to seek God’s will. He has her job figured out. Judy told her she was led to share something with her and opened her Bible to the back cover where she had taken notes from a  service that Pastor Mark Martin taught on Aug 6^th 2000. It was on Seeking Gods Will for us. The 6 steps. Judy felt the same wonderful Holy Spirit again. Judy asked her to write down the scriptures and went through the 6 steps of seeking Gods will for us. At the end she said I don’t even know your name but can I pray for you and she said yes. She said her name was Donna. Judy again felt the same sweet Holy Spirit as she prayed for Donna and her circumstances. She said thank you and she asked “what church do you go to” and Judy said Calvary Community Church. She said” me too but I go to the one on 1-17 & Cactus” and Judy squealed and said so do we. She said “wow”. She started crying and said that she knew we were to help her sell her home. We met with Donna at the atrium back door at North Chapel on Sunday morning! Judy and I had attended Pastor Mark’s  call to prayer on the previous Friday night. There were over a thousand people praying that night. We feel that night was instrumental in God’s answering one of our many prayers. It was His way of bringing Donna and us together. We listed Donna’s horse property in El Mirage on 10/2/09 for $650,000.  Calvary has over 12,000 members! It was no coincidence that brought us together. It was God’s will and I am giving Him all the glory, in Jesus’s Holy name.

Looking for a working horse property? Check out listing # 4266771.

Michael Manning  602-738-8236  michaelbmanning@cox.net

HomeSmart