The college football bowl season is here. The citizens here in Phoenix Valley Metro Area  are proud to host two college football bowl games this year in Tempe and Glendale. We welcome these four schools, their fans, alumni and friends of these respective universities which are The University of Iowa, Oklahoma University, Stanford University, and Oklahoma State University. All schools have alumni groups here in “the valley” and sure there will be festivities planned. I will provide you some important links to get you connected with area alumni organizations during your stay. Welcome to “The Valley of the Sun”!

Insight Bowl:

Oklahoma Sooners v. Iowa Hawkeyes

December 30, 2011 – 8:00 PM / Arizona time

Sun Devil Stadium, Tempe

Phoenix Area Alumni Club Links:

Oklahoma University & University of Iowa

Tostitos Fiesta Bowl:

Stanford Cardinal v. Oklahoma State Cowboys

January 2, 2012 – 6:30 / Arizona time

University of Phoenix Stadium, Glendale

Phoenix Area Alumni Club Links:

Stanford University & Oklahoma State University

Welcome!

The majority of the night-life festivities will be in Oldtown Scottsdale. While you are on a visit, if you have considered looking at other places like Florida, California, or the Carolinas as your second home, then you may want to consider looking at the Phoenix Valley Metro area. I have posted some real estate in Scottsdale below. They will give you a perspective what real estate is like in this market, in contrast from other markets. I will be glad to assist you in your search for real estate and wish you the best of luck in the bowl games of your school. May the best win.

Scottsdale Real Estate – Detached Homes:

Showing properties 1 – 10 of 500+. See more city of Scottsdale real estate.
(all data current as of 12/16/2011)

1. $1,200,000 : 10175 E Duane Lane, Scottsdale
   
   5 beds, 5.50 baths

   Home size: 5,347 sq ft

   Lot size: 39,560 sq ft

   
2. $525,000 : 11004 N Miller Road, Scottsdale
   
   5 beds, 2.75 baths

   Home size: 2,965 sq ft

   Lot size: 1.11 ac

   
3. $1,999,000 : 10612 E Winter Sun Drive, Scottsdale
   
   5 beds, 6.00 baths

   Home size: 9,500 sq ft

   Lot size: 1.01 ac

   
4. $1,195,000 : 9620 E Rising Sun Drive, Scottsdale
   
   4 beds, 4.50 baths

   Home size: 5,113 sq ft

   Lot size: 1.46 ac

   
5. $850,000 : 14208 E Windstone Trail, Scottsdale
   
   3 beds, 3.00 baths

   Home size: 3,957 sq ft

   Lot size: 3.78 ac

   
6. $1,850,000 : 9701 E Happy Valley Road, Unit 23, Scottsdale
   
   5 beds, 4.50 baths

   Home size: 5,227 sq ft

   Lot size: 4.37 ac

   
7. $525,000 : 27828 N 143rd Street, Scottsdale
   
   4 beds, 4.50 baths

   Home size: 6,400 sq ft

   Lot size: 1.25 ac

   
8. $899,000 : 10373 E Filaree Lane, Scottsdale
   
   4 beds, 4.00 baths

   Home size: 3,907 sq ft

   Lot size: 24,435 sq ft

   
9. $995,000 : 10040 E Happy Valley Road, Unit 269, Scottsdale
   
   4 beds, 4.50 baths

   Home size: 4,680 sq ft

   Lot size: 18,357 sq ft

   
10. $895,000 : 11499 E Morning Vista Road, Scottsdale
    
    3 beds, 2.00 baths

    Home size: 3,132 sq ft

    Lot size: 4.98 ac

    

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Scottsdale Real Estate – Condominiums:

Showing properties 1 – 10 of 500+. See more city of Scottsdale real estate.
(all data current as of 12/16/2011)

1. $138,000 : 20100 N 78th Place, Unit 1199, Scottsdale
   
   2 beds, 2.00 baths

   Home size: 1,116 sq ft

   Lot size: 1,173 sq ft

   
2. $695,000 : 7181 E Camelback Road, Unit 4071, Scottsdale
   
   2 beds, 2.00 baths

   Home size: 1,554 sq ft

   
3. $35,900 : 8211 E Garfield Street, Unit J217, Scottsdale
   
   1 bed, 1.00 baths

   Home size: 60,317 sq ft

   
4. $235,000 : 15221 N Clubgate Drive, Unit 1103, Scottsdale
   
   2 beds, 2.00 baths

   Home size: 1,401 sq ft

   
5. $995,000 : 7181 E Camelback Road, Unit 1102, Scottsdale
   
   2 beds, 2.50 baths

   Home size: 2,041 sq ft

   
6. $139,500 : 9450 N 95th Street, Unit 201, Scottsdale
   
   2 beds, 2.00 baths

   Home size: 1,164 sq ft

   Lot size: 126 sq ft

   
7. $2,499,000 : 7175 E Camelback Road, Unit PH07, Scottsdale
   
   3 beds, 3.50 baths

   Home size: 3,940 sq ft

   Lot size: 3,940 sq ft

   
8. $48,900 : 1274 N 84th Place, Scottsdale
   
   2 beds, 1.50 baths

   Home size: 950 sq ft

   Lot size: 42 sq ft

   
9. $499,000 : 9232 E Whitethorn Circle, Unit 616, Scottsdale
   
   2 beds, 2.00 baths

   Home size: 1,631 sq ft

   Lot size: 4,866 sq ft

   
10. $45,000 : 4800 N 68th Street, Unit 202, Scottsdale
    
    1 bed, 1.00 baths

    Home size: 851 sq ft

    Lot size: 886 sq ft

    

Listing information deemed reliable but not guaranteed. Read full disclaimer.

This three bedroom home has an AMAZING backyard and huge patio area for entertaining.

Not only is there an eat-in kitchen…but a beautiful formal dining room as well.

As I write this it is 100+ degrees out…so the pool looks very inviting…but in a few months it will be time to enjoy the brick fireplace!

Many agents shy away from listing short sales…and with good reason in some cases. It is NOT a traditional sale…so if the agent is not educated in navigating through the process it is very likely the deal will not get done. Don’t know what a short sale is? Read this for more information.

In this case my client has elected to have an attorney do the negotiations with the bank  for her…leaving me free to do MY JOB…marketing and selling this great home!  If you would like to see this home please contact me via phone, text or e-mail and it would be my pleasure! Want more info? You can view the full listing here.

As always… if you are looking for a GREAT agent to help with your real estate needs please e-mail me at Adele@GreaterPhoenixHomes.com or give me a call (or text) at 602-504-3898 or 888-897-7821 x 114. Plus, I have a GREAT search tool on my web site that gives you the ability to search the entire MLS…just like agents do. Very COOL!  Go to Metro Phoenix Homes and check it out! YOU can create and save as many searches as you would like…and it is THE SAME SEARCH I DO AS AN AGENT! You will LOVE it!

THIS IS THE BEST MOST ACCURATE SEARCH OF OUR LOCAL MLS

ATTENTION AGENTS…Is your Real Estate Career or Company taking you where you want to go?
Need MORE business?  Need MORE leads?  What has your company done for you lately?
Ask Me Why… I joined eXp Realty.

Stephen W. Brooks

623-202-3833

Clear clutter away from rooms, clutter make the rooms look smaller and of course the buyer will think that the rooms are small too. The kitchen counters should be clutter free also.  furniture that is not used put in storage.   Move your furniture around in your home, sometimes the dining room become the office.   Potential buyers need to see each room has a purpose.

Rent furniture or accessories to fill in empty spaces.  Most furniture will show wear  and tear you may want to rent some newer looking furniture, you can also rent accent pieces like vase, dishes and more.

About the program:

America’s Home Buyer Solution Gift Program is designed to provide eligible homebuyers a gift of up to 2.5% of the sales price to be applied towards the FHA down payment and/or allowable closing costs for the purchase of a home.

Targeted towards quality affordable housing, approved homebuyers can purchase a home for as little as 1% down payment. The program also allows for the remaining 1% down payment to be gifted from any FHA allowable source.

The program is offered exclusevely through The Lending Company, a Direct Endorsed US Housing and urban Development lender. There is no requirement for the gift to ever be repaid. It is offered in concert with an IRS approved 501(c)(3) non-profit organization.

This is not a seller-paid down-payment assistance program and the seller is not required to participate.

Program Benefits:

• The program provides up to a 2.5% gift to FHA qualified home buyers
• Remaining down payment is as low as 1% (as above, if market conditions allow, down payment from borrower may be as low as 1/2%)
• Seller can and is encouraged to contrbute towards the closing costs to further assist the homebuyer
• Income requirements match USDA Income Guides
• Competitive interest rates
• Flexible FHA approval guidelines
• Not limited to first-time homebuyers
• Standard FHA appraisal
• Owner Occupied purchase only
• 1 units allowed
• FHA approved condominiums allowed
• Loan limits match FHA guidelines for each county
• Minimum credit score of 640
• Successful credit restoration allowed
• Automated AUS/DU approve/eligible determination required
• FHA qualified Non-occupant co-borrower/co-signer allowed
• No prepayment penalties
• Must complete approved Home Buyer Counseling Course
• Must meet income guidelines for approval
  Call Jeff Thomas (602-610-4030 jthomas@thelendingco.com) with the Lending Company to see if you qualify for this great program, and then callTheBrooksteamaz.com to find your “Dream Home”.
  Stephen W. Brooks
  623-202-3833
  www.thebrooksteamaz.com
  https://www.facebook.com/pages/The-Brooks-Team-AZ-Realtors/178283375540777

Lets first talk about the Lease Purchase which I’m sure you’ve all heard of . The lease purchase is a good option if you understand it. The way it works is (you find a Realtor like me with eXp) to help you find a home that fits your needs, where the owner is offering this option. At the time you lease the property you also agree to purchase the home in the near future at a set price, you pay the seller monthly and a portion of the monthly lease payments are to be applied to your down payment when the lease expires. Sounds simple right?

Well here is the problem that I’ve seen with lease purchases. When most people that were put into the lease purchase homes with impaired credit, there was no help, or guidance  to help the lessee. No follow up to see if lessee was doing the things needed to improve credit score to qualify for a loan to purchase when the lease is over. There for loosing the home and there down-payment in the process.

The Brooks Team has found a way to make this work. We we’ll guide you to the right people that will hold you accountable. www.quizzle.com is a great site to let you know where your credit is and where it needs to be to make your  lease purchase a reality.

Now the Lease To Own program is a great program that I’ve became aware of a short while ago. This is a great program which is run by Community Empower https://www.communityempower.com/lto/ from Texas and has spread to CO and AZ. There are 4 steps involved in this program.

Step one: You apply into the program to see if you qualify. Once pre-qualified you are assigned to a counselor that will discuss the benefit of a 4-month enrollment in there ScoreManager credit program regardless of whether you are immediately qualified for the program. This program will guide you to getting your credit inline to qualify for a mortgage.

Step 2: Once you are approved you find a Realtor, (like us) to help you find your new home. You’ll may have the chance to choose from many homes.

Step 3: Once you find the home and sign the lease and pay the appropriate fees you get the keys to your new home. During your 6-18 month  lease Score manger will help improve your score so you can become a home owner

Step 4 Lastly when your lease is up and you’ve followed Score manger you qualify for your mortgage and become a home owner. So give Darlene and I a call we’ll help stop renting and become a homeowner .

Stephen W. Brooks

623-202-3833

www.thebrooksteamaz.com